Errors & Omissions (E&O) Insurance for Title Abstractors

We offer errors and omissions (E&O) insurance, also known as professional liability insurance, to title abstractors, title searchers, and title examiners in select states. Our goal is to provide title abstractors with excellent service by providing E&O coverage promptly and at a reasonable cost. We offer E&O insurance from multiple insurance companies. Even if you have a history of claims or are having difficulty finding affordable E&O coverage, we can help.

Call us at 1-877-245-5887 if you have any questions or wish to discuss your E&O insurance needs. We're looking forward to earning your business.

E&O insurance coverage for title abstractors is available in the following states:
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.

What's the Difference between a Title Abstractor, a Title Agent, and an Escrow Agent?

A title agent is an insurance agent who sells title insurance. An escrow agent handles the transfer of funds and property title between the parties in a real estate transaction.

Title abstractors research the history of transactions impacting the ownership of a property. The examination performed by title abstractors determines if a property has a free and clear title or if anyone else has a claim on the property. Title abstractors prepare an abstract of title document which summarizes the history of a property.

Why do Title Abstractors need E&O Insurance?

Title abstractors face a long list of exposures to E&O and malpractice claims, including, but not limited to, the following*:

Incomplete review of title

Improper or inadequate documentation

Failure to find mortgage assignment

Failure to find land subdivision

Failure to find deed entry or deed fraud

Failure to find will & probate entry

Failure to find liens, encumbrances, easements or encroachments

Search performed on wrong parcel

Breach of contract

* The coverage provided by insurance companies is subject to limitations and exclusions. Please refer to the actual insurance policy for details regarding coverage, exclusions, and limitations.

Even if a title abstractor acted professionally and in good faith during a transaction, he or she can still be sued and could easily face tens of thousands of dollars just in defense costs.

It is therefore vital for title abstractors to have the proper E&O insurance protection.

What Coverage does an E&O Insurance Policy provide Title Abstractors?

Errors and omissions insurance provides coverage for claims made against title abstractors by reason of an error or omission in the performance of professional services.